/* ---------- Design tokens ---------- */
:root{
  --navy:#002244;
  --navy-dark:#001730;
  --navy-2:#013261;
  --orange:#F58220;
  --orange-hover:#d96e12;
  --text:#0f172a;
  --muted:#64748b;
  --border:#e2e8f0;
  --card:#ffffff;
  --bg:#ffffff;
  --alt:#f1f5f9;
  --danger:#dc2626;
  --success:#16a34a;
}
*,*::before,*::after{box-sizing:border-box}
html,body{margin:0;padding:0}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--bg);line-height:1.5;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}
h1,h2,h3{margin:0;line-height:1.2}
p{margin:0}
a{color:inherit}
button{font:inherit;cursor:pointer;border:0;background:none;color:inherit}

.container{max-width:1200px;margin:0 auto;padding:0 20px}
.container-narrow{max-width:800px}
.hide-mobile{display:none}
@media(min-width:640px){.hide-mobile{display:inline}}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,var(--navy) 0%,var(--navy-dark) 55%,var(--navy) 100%);color:#fff;min-height:70vh;display:flex;align-items:stretch}
.hero-bg{position:absolute;inset:0;background:url("https://dhozj507pfmqc.cloudfront.net/sites/1060/images/hero-house.jpg") center/cover no-repeat;opacity:.15;mix-blend-mode:luminosity;pointer-events:none}
.hero-glow{position:absolute;inset:0;opacity:.2;background:
  radial-gradient(circle at 20% 20%, #fff 0, transparent 40%),
  radial-gradient(circle at 80% 60%, #fff 0, transparent 40%);pointer-events:none}
.hero-inner{position:relative;width:100%;padding:15px 20px 40px}
@media(min-width:640px){.hero-inner{padding:40px 24px 64px}}

.logo-link{display:flex;justify-content:center}
@media(min-width:640px){.logo-link{justify-content:flex-start;padding-bottom:15px}}
.logo{height:48px;width:auto}
@media(min-width:640px){.logo{height:56px}}

.hero-grid{margin-top:32px;display:grid;gap:40px}
@media(min-width:1024px){.hero-grid{grid-template-columns:1fr 1fr;margin-top:48px}}
.hero-copy{display:flex;flex-direction:column;justify-content:center}
.promo-chip{align-self:flex-start;display:inline-flex;align-items:center;background:var(--orange);color:#fff;font-weight:800;border-radius:9999px;padding:6px 12px;font-size:13px;box-shadow:0 10px 20px -8px rgba(0,0,0,.4);white-space:nowrap}
@media(min-width:640px){.promo-chip{padding:8px 22px;font-size:21.6px;white-space:normal}}
.hero-copy h1{margin-top:16px;font-size:28px;font-weight:800;line-height:1.15}
@media(min-width:640px){.hero-copy h1{font-size:36px}}
@media(min-width:1024px){.hero-copy h1{font-size:48px}}
.hero-sub{margin-top:16px;font-size:16px;color:rgba(255,255,255,.9)}
@media(min-width:640px){.hero-sub{font-size:18px}}
.trust-badges{margin-top:24px;display:flex;flex-wrap:wrap;gap:8px}
.badge{display:inline-flex;align-items:center;gap:4px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:6px;padding:4px 10px;font-size:12px;font-weight:600;color:rgba(255,255,255,.9)}

/* ---------- Quiz card ---------- */
.quiz-card{background:var(--card);color:var(--text);border-radius:16px;box-shadow:0 30px 60px -20px rgba(0,0,0,.4);border:1px solid var(--border);overflow:hidden}
.quiz-header{background:var(--navy);color:#fff;padding:14px 20px}
.step-counter{font-size:12px;font-weight:600;letter-spacing:.06em;text-transform:uppercase;display:none}
@media(min-width:640px){.step-counter{display:block}}
.progress{height:8px;width:100%;background:rgba(255,255,255,.2);border-radius:9999px;overflow:hidden;margin-top:0}
@media(min-width:640px){.progress{margin-top:8px}}
.progress-fill{height:100%;background:var(--orange);width:16.6%;transition:width .5s ease}
.quiz-body{padding:24px}
@media(min-width:640px){.quiz-body{padding:28px}}
.quiz-body .sublabel{margin:0 0 4px;font-size:13px;color:var(--muted)}
.quiz-body h3{font-size:20px;font-weight:700}
@media(min-width:640px){.quiz-body h3{font-size:24px}}
.options{margin-top:20px;display:grid;gap:12px}
.opt{display:flex;align-items:center;justify-content:space-between;min-height:56px;padding:14px 20px;border-radius:12px;border:2px solid var(--border);background:#fff;font-weight:600;font-size:16px;text-align:left;transition:.15s}
.opt:hover{border-color:rgba(0,34,68,.5)}
.opt.active{border-color:var(--navy);background:rgba(0,34,68,.05);color:var(--navy)}
.checkbox{display:grid;place-items:center;width:24px;height:24px;border-radius:6px;border:2px solid var(--border)}
.opt.active .checkbox{background:var(--navy);border-color:var(--navy);color:#fff}
.zip-input{margin-top:20px;width:100%;border:2px solid var(--border);border-radius:12px;padding:16px 20px;font-size:24px;font-weight:700;text-align:center;letter-spacing:.15em;outline:none}
.zip-input:focus{border-color:var(--navy)}
.text-input{width:100%;border:2px solid var(--border);border-radius:12px;padding:14px 18px;font-size:15px;outline:none;background:#fff}
.text-input:focus{border-color:var(--navy)}
.address-step-input{margin-top:20px}
.field{display:block;margin-bottom:12px}
.field label{display:block;font-size:14px;font-weight:600;margin-bottom:4px;color:var(--text)}
.fields-grid{display:grid;gap:12px}
@media(min-width:640px){.fields-grid{grid-template-columns:1fr 1fr}}
.field.full{grid-column:1/-1}
.btn-cta{margin-top:24px;width:100%;background:var(--orange);color:#fff;font-weight:800;font-size:18px;padding:16px 24px;border-radius:12px;box-shadow:0 10px 20px -6px rgba(245,130,32,.5);transition:.15s}
.btn-cta:hover:not(:disabled){background:var(--orange-hover)}
.btn-cta:disabled{opacity:.5;cursor:not-allowed}
.err{margin-top:8px;color:var(--danger);font-size:13px}
.loading{margin-top:24px;display:flex;align-items:center;justify-content:center;gap:8px;background:var(--alt);color:var(--navy);border-radius:12px;padding:16px;font-weight:600}
.spinner{width:20px;height:20px;border:3px solid rgba(0,34,68,.2);border-top-color:var(--navy);border-radius:50%;animation:spin .8s linear infinite}
@keyframes spin{to{transform:rotate(360deg)}}
.quiz-footer{margin-top:20px;display:flex;justify-content:space-between;align-items:center;gap:8px;font-size:12px;color:var(--muted)}
.back-btn{display:inline-flex;align-items:center;gap:4px;font-weight:600}
.back-btn:hover{color:var(--navy)}
.tcpa{margin-top:16px;font-size:11px;color:var(--muted);line-height:1.6}
.tcpa a{text-decoration:underline}
.autocomplete{position:relative}
.suggestions{position:absolute;z-index:20;top:calc(100% + 4px);left:0;right:0;background:#fff;border:1px solid var(--border);border-radius:12px;box-shadow:0 12px 30px -10px rgba(0,0,0,.15);max-height:260px;overflow:auto}
.suggestion{display:block;width:100%;text-align:left;padding:12px 16px;font-size:14px;border-bottom:1px solid var(--border)}
.suggestion:last-child{border-bottom:0}
.suggestion:hover{background:rgba(0,34,68,.05)}
.zip-note{margin-top:8px;text-align:center;font-size:12px;color:var(--muted)}

/* ---------- Thank you ---------- */
.thankyou{padding:32px;display:flex;gap:16px;align-items:flex-start}
.thankyou .check{width:64px;height:64px;flex:0 0 auto;display:grid;place-items:center;border-radius:50%;background:rgba(22,163,74,.1);color:var(--success);font-size:32px}
.thankyou h3{font-size:24px;font-weight:800}
.thankyou p{margin-top:8px;color:var(--muted)}

/* ---------- Trust bar ---------- */
.trustbar{background:var(--alt);border-top:1px solid var(--border);border-bottom:1px solid var(--border)}
.trustbar-grid{display:grid;gap:12px;grid-template-columns:1fr 1fr;padding:24px 20px;font-weight:600;font-size:14px}
@media(min-width:640px){.trustbar-grid{grid-template-columns:repeat(4,1fr)}}

/* ---------- Sections ---------- */
.section{padding:56px 0}
@media(min-width:640px){.section{padding:80px 0}}
.section-alt{background:var(--alt)}
.section-title{text-align:center;font-size:28px;font-weight:800}
@media(min-width:640px){.section-title{font-size:36px}}
.section-lede{max-width:960px;margin:16px auto 0;text-align:center;color:var(--muted);font-size:16px}
@media(min-width:640px){.section-lede{font-size:18px}}
.center-cta{text-align:center;margin-top:32px}
.btn-primary{background:var(--orange);color:#fff;font-weight:800;font-size:16px;padding:16px 32px;border-radius:12px;box-shadow:0 10px 20px -6px rgba(245,130,32,.5);transition:.15s}
.btn-primary:hover{background:var(--orange-hover)}

.find-grid{display:grid;gap:40px;align-items:center}
@media(min-width:1024px){.find-grid{grid-template-columns:1fr 1fr}}
.family-img{aspect-ratio:4/3;object-fit:cover;width:100%;border-radius:16px;box-shadow:0 20px 40px -12px rgba(0,0,0,.2)}
.find-grid h2{font-size:24px;font-weight:800}
@media(min-width:640px){.find-grid h2{font-size:32px}}
.find-grid p{margin-top:16px;color:var(--muted);font-size:16px;line-height:1.7}

.cards-3{display:grid;gap:24px;margin-top:40px}
@media(min-width:768px){.cards-3{grid-template-columns:repeat(3,1fr)}}
.card{background:#fff;border:1px solid var(--border);border-radius:16px;padding:24px}
.card-icon{width:48px;height:48px;border-radius:12px;background:var(--navy);color:#fff;display:grid;place-items:center;font-size:22px}
.card-icon.accent{background:rgba(245,130,32,.1);color:var(--orange)}
.card h3{margin-top:16px;font-size:20px;font-weight:700}
.card p{margin-top:8px;color:var(--muted);font-size:14px}

.cards-6{display:grid;gap:20px;margin-top:40px;grid-template-columns:1fr}
@media(min-width:640px){.cards-6{grid-template-columns:1fr 1fr}}
@media(min-width:1024px){.cards-6{grid-template-columns:repeat(3,1fr)}}
.card-sm{background:#fff;border:1px solid var(--border);border-radius:16px;padding:24px}
.card-sm h3{margin-top:16px;font-size:18px;font-weight:700}
.card-sm p{margin-top:8px;color:var(--muted);font-size:14px}

/* ---------- FAQ ---------- */
.faq-list{margin-top:32px;display:grid;gap:12px}
.faq{background:#fff;border:1px solid var(--border);border-radius:12px;overflow:hidden}
.faq summary{padding:16px 20px;font-weight:700;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"▾";color:var(--navy);transition:.2s}
.faq[open] summary::after{transform:rotate(180deg)}
.faq p{padding:0 20px 16px;color:var(--muted);font-size:14px}

/* ---------- Footer ---------- */
.footer{background:var(--navy);color:#fff;padding:40px 0}
.footer-logo{height:40px;width:auto}
.footer-disclaimer{margin-top:24px;font-size:12px;color:rgba(255,255,255,.8)}
.footer-disclaimer p{margin:4px 0}
.footer-links{margin-top:16px;font-size:12px}
.footer-links a{text-decoration:underline;margin-right:4px}
.footer-operator{margin-top:24px;font-size:12px;color:rgba(255,255,255,.8);line-height:1.7}
.footer-copy{margin-top:16px;font-size:12px;color:rgba(255,255,255,.7)}